Responsible for credit approvals of Affordable Housing Segment across multiple lenders. Adherence to Policies and Process of the Organization within agreed SLAs. Ensure implementation of Best Credit Practices and Quality Management.
• Implement and Act in accordance with Organization’s Policies and Process and Credit Delegation
• In addition, adhere to Regulatory and Audit Compliance
• Provide valid inputs to Policy Team on hindsight and Competition benchmarks
• Assist towards Process – Key Improvement Activities
• Conduct Review of Files to validate Process requirements and Policy adherence – Completeness and Accuracy
• Training the CPA team members on changes on Processes and policies
• Maintain data on Credit waivers and Deviations
Domain Functional Skills
• Financial Skills required for Underwriting
• Behavioral Pattern of Customer Profiles. Market Risk and pattern of credit off takes
• Region Specific – Business practices and market knowledge
• Vendor Management
Product and documentation knowledge
Managerial /Soft Skills
• Power Point Presentation
• MS Word and Excel
Minimum – Post Graduate